Align your financial needs with your personal goals through the holistic financial plan. The Heritage Group is an independent retirement planning and wealth management firm with offices in Ocean County, New Jersey and Brunswick County, North Carolina.
The Heritage Group (formerly The Cole Group) was established in 1998. Our mission is to serve our community as Advisors, bringing together all critical areas of financial planning—whether collaborating with our team internally or working with your established professionals such as accountants, brokers, attorneys, insurance agents and other experts.
Too often, those nearing retirement or already in retirement, find themselves with retirement plans that are inefficient or no longer reflect their risk tolerance, leaving them vulnerable to market volatility as well as economic and legislative changes. A holistic financial plan avoids those pitfalls by taking an integrated approach that coordinates all key areas of your financial life, including:
By creating a holistic plan, we can help eliminate any gaps or redundancies and identify new opportunities to align your hard-earned life savings with your retirement goals. We can help you avoid tax inefficiencies and missed savings opportunities and identify critical legal documents that will help you leave the legacy you want for your loved ones.
A holistic advisor is a comprehensive advisor that looks at the big financial picture and provides advice that takes all areas of planning into consideration. Watch the video below to learn more!
It’s also the foundation for intelligent, well-considered decisions. When you have retirement in sight, sound decisions are vital in helping you pursue your goals and avoid costly mistakes that can impact your future. For many, understanding every aspect of personal finance can be daunting. From investments to retirement to insurance, the decisions can be overwhelming.
As financial professionals, we are committed to helping people just like you create solutions for their retirement assets. Once we understand your risk tolerance, time horizon, and goals, we'll work to develop a program that carefully balances investment strategies with preserving principal.
Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. We work closely with our clients to evaluate those opportunities and reap those rewards.
We invite you to check out all the material on our website. If something prompts a question, please send us an email or call the office.