The holistic financial plan is an integrated approach to coordinating all key areas of your financial life, including:
The holistic advisors at The Heritage Group will regularly review each of these areas with the appropriately licensed team members to ensure everything is working together in synergy towards your specific goals.
The ultra-high net worth investors have had the benefit of coordinated financial planning for years; however, the middle class and middle-class millionaires who need holistic planning the most, unfortunately, have not benefited from this same level of service. Being the most vulnerable to economic and legislative changes, the stakes are considerably higher with the risk of running out of money due to poor planning, particularly in retirement.
To cover the many areas and attributes of the holistic plan, we have developed a systematic four-step process to avoid critical oversights when working to create and maintain your financial plan: